Thread: Life Insurance

One of my businesses is an insurance brokerage.
You should be fine for regular hunting and shooting with most companies AS LONG AS YOU DECLARE IT. Shooting from a chopper however, will not be covered by anyone. Although that is usally more to do with the low flying helicopter than the hunting.

With any insurance policy you have a duty of disclosure which means if you partake in any activity that could be considered dangerous or outside the normal contract parametres you are required in your contract to disclose it. If you are worried about it ring your advisor or your insurance company and get them to send you acknowledgement in email form, then store it somwhere safe. Even a email confirming you are still covered is considered contractually binding.

Last thing the missus would need if you croak would be to find out the Life policy is void.

If you have any issues, get a better company, or get a decent advisor. I managed to get one of my clients written clearance for all his insurances to go to ground zero in Syria, so you going bush for a couple of days should be a doddle.
Always pays to check first though.

If anyone is worried or needs more info on this stuff shout out. I dont actively sell(is now just a side business) anymore but do maintain a decent client base and have had just about every question under the sun