15% income tax 15% student loan 4% kiwisaver chuck in the cost of repaying polytech the 6k the student loan didnt cover, the power bill, rent, food and gst on anything i buy or use you can see why ive got bugger all in savings and had to borrow the boss car to go get shopping because i cant afford to fix the blown motor or replace the ute. i honestly struggle to see how i could eventually buy my own house let alone even buy into a farm the same goes for most off my mates unless there family already owns a farm. staying alive costs to much.
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