From 1992 to 2008 I had 5 Legacy 4WD wagons ...... then an Outback for 5 years. All were manual transmissions, which meant they came with a transfer case, while the auto's didn't. Once they stopped being available in manual with the transfer case I stopped buying them.
In my experience with them their limiting factor was ground clearance ( particularly the Legacy's), so they all bottomed out well before anything else stopped them.
Hi/Lo range was really useful for teaching kids to drive/reversing with trailers etc.
Also spoiled the wife and bought a 3.0 litre manual Legacy sedan in 2005 ...... that car was a weapon.
Never had reliability issues except for a catalytic converter that crapped out in the Outback, but they were alll bought new, and run for 3-5 years except the 3.0 l which we kept for 10 years ( 125000 km) without any issues.
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