Never had a issue with CVT belts crossing rivers in the South Island since first ownership of Polaris. That includes the Rangitata/Rakaia/Wilberforce etc. The real issue remains with general maintenance or lack of. Never gone through a belt though carry a spare for piece of mind. Polaris parts are a piece of piss through D&E in Canterbury or through Amazon au (general free shipping). Polaris are used alot in racing here in NZ and US - suited as a recreational vehicle not farm. Owned a Suzuki king quad way back - i overloaded it with 2 stags/2 persons on board - broke one rear axle/stuffed the hub/brakes. I prefer disc brakes all around not silly rear drum brakes in the 21st century that some still provide. Overall my 4wd Pajero is my tow wagon though at times goes well off road when carrying a load where the SXS isn't required. All depends on how you want to use your vehicles/maintenance savvy and how much coin you want to spend. Farmers are busy people and just want their ATV to work, work, work. Maintenance is down the list further and their ATV turnover more often than not. Just food for thought.
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