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You get what you want/need without having to be eligible for a loan or having any savings, and thats to use a brand new vehicle for a set period of time, and lose less money than if you had purchased new then took a bath when selling after the same period of time.
The right tool for the job at the right time
Like hiring something from the hire centre, for a year or two.
Money down the drain to me.
I can see why buisness would do it where it can be advantageous to appear to earn less than you really do for many reasons.
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