Thread: Dash Cams

Originally Posted by No good names left

If you have third party insurance and they admit involvement but don't have insurance your policy will cover your vehicle.

We've never had a problem getting a payout with or without getting another party to admit involvement.

My skepticism arises from a previous experience. My wife was working at a rest home, daughter of a patient bashed my wife's car. "Nice", middle class people. Apologised and gave a phone number which turned out to be incorrect. Our insurance company made a half hearted attempt to chase them, but they wouldn't answer phone calls even when we got the correct number. It went on and on. In the end, our insurance company paid for her car to be fixed.

I'm not a fan of unnecessary legislation, but compulsory third party insurance and the means to enforce claims is a no brainer.