LPG a word of warning

I thought this was interesting . A good mates job is recruitment & H&S , he has to go to regular meetings to learn about H&S changes etc . The new thing is making an employer accountable for any failings is getting past down to small business . We all know this but the thing many are not aware of is if your wife say is a director /parnership etc as we all do to bring taxes to a manageable level . If I fell of a roof and Died or serious injury , my mrs gets the fine ,enough to cripple her and the kids . Its happend a couple of times already .

Munsey get your wife de registered as a Director on Monday! You can do it on line, become the sole director of your company ASAP. Unless your paying your wife zillions it not worth her being a director. Make sure she is able to access the company bank account, in case you can't. If she doesn't work, take drawings for her from the business and split the total income for income tax. I'd never have my wife as a director! Make sure you carry enough life cover for your debts minimum, so she is sorted if the worse happens and get the company to pay key man health insurance for you and tack you wife onto that. With all that in place if I get fined $500 k for a stuff up, I alone will go thru the courts, only I will have to top myself if the depression gets to bad and my wife and family will have money in their pockets.:thumbsup:

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Originally Posted by Maca49

Munsey get your wife de registered as a Director on Monday! You can do it on line, become the sole director of your company ASAP. Unless your paying your wife zillions it not worth her being a director. Make sure she is able to access the company bank account, in case you can't. If she doesn't work, take drawings for her from the business and split the total income for income tax. I'd never have my wife as a director! Make sure you carry enough life cover for your debts minimum, so she is sorted if the worse happens and get the company to pay key man health insurance for you and tack you wife onto that. With all that in place if I get fined $500 k for a stuff up, I alone will go thru the courts, only I will have to top myself if the depression gets to bad and my wife and family will have money in their pockets.:thumbsup:

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Make sure you don't pay your life insurance through the company, you might get a shock after the tax man takes his bit on pay out:wtfsmilie:

No I pay it, it hurts at 65 but I ain't leaving debt if I get the call up:(

It's a nice idea, I have worked for small companies when younger where it was a good thing to be able to cite for unsafe jobs. Unfortunately its an industry where once employed you have to keep justifying your job by creating more paper and physical work for the poor simpletons you protect. Now employees feel they can do anything in their work environment without fear of harm or responsibility.

Yep dumbed down to dumb arses

Maca beware of life insurance , regarding suicide and depression, I hope you said it in jest, not all pay out, unless you can provide medical evidence of depression, this is where catch 22 comes in, as they might except you if you have depression.

Fark me depressed it would take a good dose of H&S to achieve that! But that's the wankers will achieve with the heavy hand approach!:thumbsup:

What gets me with all this H&s bull shit is how do you know bot the rules I had no idear bot the lpg rules there be a lot off rules out there they I don't know abot that I could get in the shit for me thinks now after reading this.