A switch is well worth installing to save a few dollars, just make sere its in a handy HIDDEN place and you dont go from 30 thousand kms a year to 10. I've been stopped twice and asked to drive a k up the road to check the speedo was working. I live up a 2.3km driveway so dammed if I'm gonna pay R.U.C on travelling that 2 times a day for a whole year.
Easiest to hook into the wiring from the gearbox loom under centre console or firewall. Saves the hassle of pulling the dash to bits.
I heard you can claim back R.U.C if you do a lot of offroad driving. Could be worth looking into? A switch is probably easier
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