Was talking to a Fishing Charter operator. After 4,500 trips he now operates on a "If it can go wrong it will go wrong" basis. He is very safety conscious - but he said it took a while to really understand how quickly things can go pear shaped, and at that point you really wish you had every safety option sorted out and in tip top condition. Electrical fires, heart attacks, man overboard, rogue waves, bad fuel, engine and radio failures, skipper incapacitated...
Think that is also good advice for hunting. A mate I have hunted with for years gave himself a fright recently - a slippery log and a heavy fall. He had a first aid kit and a PLB, we have a pre-arranged plan for someone not returning etc. Thankfully he could (slowly) get himself back to the hut but it was a close call.
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