The loft power is all about how fluffy it gets after being compressed by a weight (I can't remember the exact amount of down and the exact weight). Anyway, my opinion, in the south, you'll probably roast in the summer when you're in your winter bag!
I bought a special ordered bag from Ballengers. Really happy with it. It'd be too warm for a normal man though - but I thought I would shell out so that my hunting companions never had to hear my winging about being cold. Anyway Ballengers H&F have been really good to me. They don't push the hard sell, they actually care about people getting what they need.
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