While I mostly agree with your comment, im not so sure about this part. I would argue that most people simply don't reload, and put simply are intimidated by it. The learning curve + the cost barriers to entry put all but the die-hard shooters off.
I think it has nothing to do with being employed or not. My observations are that most people who reload are enthusiasts who probably spend more money on reloading gear, equipment & components, and more time actually shooting than the vast majority of those who don't reload.
Its not a "poor mans" pursuit, its an enthusiasts and perfectionists pursuit.
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