In certain circumstances you are liable as the driver, and in other cases not. Seatbelts over the age of whatever it's on you not the driver, under the age you as driver are responsible for the kids being restrained. Commercial vehicle, if carrying DG's you can be driving without a DG endorsement if the guy sitting next to you has one and the correct licence. There's a few other things like that, so I'd say if you are driving a car without a firearms licence but the passenger is licenced then you aren't committing any Arms Act offences. The firearms licence holder would be liable for any transgressions in the state and security of the firearms though.
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