Anyone insure there dog ? . Did look into it once but dog was not covered if "hunting" . Maybe someone knows of a insurer that does cover hunting/ working dogs . Cheers Munsey
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Anyone insure there dog ? . Did look into it once but dog was not covered if "hunting" . Maybe someone knows of a insurer that does cover hunting/ working dogs . Cheers Munsey
Mine are insured. I really think the hunting is pig hunting where there is often injury. Any injuries mine have sustained have been just out going for a run and old girl hurt her leg, vet thought it was cruciate ligament but proved not to be saving me lots of dollars, running around home. If your dog seldom becomes ill or hurts itself then it probably isn't cost effective, but then again it does help the bank account somewhat when you have to fork over all those hundreds of dollars now and then. I must put my puppy onto it, she charges around bouncing off things :)
We are on the same page and know that gsps are crazy :x_x:. So anything is possible as an injury , but I have rung two insurers and they don't cover hunting situations . I would have thought it was pig dogs that where not covered , but they say across the board ! . Who are you insured through ?
As far as I'm concerned mine are insured for general purposes. Not hunting.
If I had to fork out for a big surgery that would probably hurt the bank account but I've looked into insurance too, ended up just setting up a bank account with a weekly AP for the same amount that pooch insurance would cost. I sometimes use that pool for rego or dog transport too.
Yup ditto, our account covers everything related to the pets except food.Quote:
Originally Posted by Dougie
We just run the risk. If its a big big bill well we will cope if needs must. So far we have got thru the terrible 1's,2's,3's and 4's so should bee plain sailing from here on.
i ve heard of some farmers insure some of the pedigree cows but only a very few animals but its not common otherwise i would insure my entire herd in case one happens to die as one did today FK FK FK but anyway as my grandfather always said where there's livestock there's dead stock i don't believe its economically viable to ensure animals but that's just my 2cents worth btw what would you insure it for probably can insure for accidental death ??????
Jonsey I think you can actually insure for accidental death. Not sure what you get though (price you paid for the dog?)
Spare on the credit card is my insurance.
Although with Minty getting Pennhipped today that may give less CC leeway afterwards for a while.
Yes you are right Dougie ie $ 400 a year x 12 yrs ,and no bullshit insurance clauses :wtfsmilie:Quote:
Originally Posted by Dougie
GSP ran into an old bit of log sticking out the ground and pierced herself between front leg and chest, luckily just in the loose skin there but it had to be cleaned out better than I could do it. Also desleeved herself on a cut willow branch and the Vizsla did same one time too. Pup is going in for vWD and LD swab on Friday and then in August eyes, and those aren't covered by any Insurance. I don't think the insurance puts much at all toward accidental death. I just took the basic one and its not too expensive for 2 of them.
I know three guys whose main dogs have done ligaments in a big way, costing around 4k. Within 6 months each one had blown the other side out because the dog favours the good leg. This may sound fatalistic but unless it was a dog who was of worth genetically in the near future, I'd be digging the hole for him. Most pet insurers are weak at best, it's a lot of money for not a lot of service, especially to hunters. You would be better doing as Dougie or Barat suggests.
Some here. . Like my dogs but I wont be spending big bucks when I can just get and train another
Yep, unless he had something to offer genetically ie. he was a great, its a purely emotional decision to battle on with a lame dog. In the time you get Rover limping around, possibly never to hunt again you could have another pup up and running.
Yes have read all the fine print and too me it's not wort it . As much as I do like my dogs I think about $1,500 .00 would be the limit at one time depending on the injury . Pointer your are bang on with the leg ligaments , been there done that ! Ended up with a "bionic wirehair ". Wasn't far off 6 million in the end . And then you get fuck all years use after that ,as they get too sore and stiff in the back wheels , so you have too put them out to pasture aged 8 .
Yep, seen it all too many times Munsey. Hurts the heart and the wallet in one long drawn out process. Better to ring a trusted friend to take him for the 'one way hunting trip'
I have been rung for those trips and i have rung for those trips.Quote:
Originally Posted by Pointer
Declined both ways.
Bloody hard to shoot a mate even if you don't own it.
Maybe different if not a dog you know well.
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There is a lot too be said for self insuring as long as you ENsure you do it I worked for a household name corporate that self insured and had a 16 million dollar account that issued staff loans at 3% interest It helped many people buy homesQuote:
Originally Posted by Dougie
+ 1 VC can't be done by this kiwi anyway. Maybe if it was in front and urgent but no way otherwise.Quote:
Originally Posted by veitnamcam