Thread: Life Insurance

shit might have to have a look at mine tonight im pretty sure it covers most things lol

Originally Posted by Nick-D

You will have liability cover under the operators, but it is very unlikely that they have a policy which gaurantees a life payout, as these all need to be seperatley underwritten. You would still be able to get a policy it would just cost a fortune.
Pilots are one of the highest risk professions in terms of insurance, and helicopter pilots are the highest risk of the pilots.

I payed huge premiums when covered but I was covered.
Was no drama. Doc requirement is that crew is also covered for injury or death. I did it for a number of years and should have gone off shore to be fair for a better policy.


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Originally Posted by R93

I payed huge premiums when covered but I was covered.
Was no drama. Doc requirement is that crew is also covered for injury or death. I did it for a number of years and should have gone off shore to be fair for a better policy.


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In most cases ACC should have a bit of life cover included for accidental death too. Not many people know about that benefit, its not huge but it is somthing.

Originally Posted by R93

I payed huge premiums when covered but I was covered.

A 10 thumbed maniac in a machine doing its best to fly apart? Surprised you got any

Originally Posted by kiwijames

A 10 thumbed maniac in a machine doing its best to fly apart? Surprised you got any

I take offence to that, I only have 8 thumbs.

Going into our spot on Monday. I will see if I can find your ring piece up that creek
Or better yet, that head for you.
Only just got your skin away from last year as well. Should be done by this time nxt year lol!


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Originally Posted by R93

I take offence to that, I only have 8 thumbs.

Going into our spot on Monday. I will see if I can find your ring piece up that creek
Or better yet, that head for you.
Only just got your skin away from last year as well. Should be done by this time nxt year lol!


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Did you lose the other two?

Yup! But they should still be up my ass somewhere!

Do you want those 30 bullet holes fixed on your skin or do you plan to use it as a camp shower?


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Originally Posted by Nick-D

You will have liability cover under the operators, but it is very unlikely that they have a policy which gaurantees a life payout, as these all need to be seperatley underwritten. You would still be able to get a policy it would just cost a fortune.
Pilots are one of the highest risk professions in terms of insurance, and helicopter pilots are the highest risk of the pilots.

Does this include Hot air balloon operators 'high' on dack????????

Funnily enough, yes blatant stupidity and reckless foolishness is usually covered

I am. But funny enough not if im mountaineering

Speedway isnt covered eather

Originally Posted by 199p

I am. But funny enough not if im mountaineering

Ditto for me.

This is a good topic. A company I worked for had a small insurance policy for its workers and I put down that I did a wee bit of hunting and the paper work tripled! Got cover but I was a little surprised that it was classed as dangerous or "high risk" When you look at the number of deaths I would imagine it shouldn't be classed as dangerous or high risk. I would imagine riding a bike to the shops would be more high risk, or even driving. If anything - if we had private health insurance like in America then I guess it should be higher due to injuries. I personally can't justify having life insurance at the moment

That's right Grunta. Hunting classed as a high risk is a bit over the top. If it truly was, your FAO would issue you with a bullet proof vest on approving your firearm license. It also depends on the average frequency of hunting trips per year on if they will cover you.

I wonder what going to war is classed as (Death sentence?)

Rather fall off a cliff hunting then staring at roof in hospital bed. Cant die hunting if your on the net dreaming about it

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