I used to have a couple of separate policys for guns when I only had a few
When I went to add more was told it wasnt needed as covered under contents
Got them to put it in writing
When we moved banks and insurance just recently, I specified I wanted separate cover for the guns and gave them a value.
Regardless of the amount or value, once again, covered under contents, even though the value is more than $1500 for sporting goods. - got it in writing
However, the pricks then stitch us up with a Policy for the Mrs ring (or as I call it - 'what could have been my new Seadoo')... even though my guns are worth 3x as much
You can get cheap wireless alarm systems - under $1k and E cat safes for similar - thats bugger all compared to what most of us have invested in bang sticks
Even if its just in the area where you safe is, a blaring alarm is going to deter most from having to spend time with an angle grinder etc cutting into a decent safe
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